Accept Multibanco with Dalenys
Multibanco is a means of payment that allows you to pay for goods or services purchased online using ATMs or online transfers.
Since the payment is made directly between the customer and their bank, the risk of fraud is very low. The system’s very high level of security is partly based on the cardholder’s verification, which is carried out at the ATM or point of sale using the card’s PIN code.
Multibanco accounts for 30% of online sales in Portugal (Source) with more than 23 million co-branded Visa, Mastercard or American Express (Source) cards in circulation.
• The merchant displays the payment form and the information entered by the buyer is transmitted to Dalenys via the merchant’s server
• No sensitive data passes through the merchant’s operating system, so the latter does not need to be PCI-DSS compliant
At the check out, the buyer chooses Multibanco as payment method.
Dalenys provides the buyer with their Multibanco order reference numbers
Option 1 : The buyer goes to a Multibanco ATM or to a point of sale, selects the Multibanco payment method and enters the order reference numbers
Option 2 : The buyer logins to their online bank account to pay by bank transfer using the Multibanco order reference numbers