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Giropay : Online payment methods - Dalenys
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Accept Giropay payments with Dalenys

Giropay is a payment method used in Germany based on online banking services. It allows buyers to pay for their purchases by direct transfer using their existing means of bank authentication (login, PIN and TAN code). As soon as a payment is accepted, the merchant receives a payment guarantee from the bank and can deliver goods or services without risk of non-payment.

*TAN: single-use transaction code

Integration methods

Hosted Form

• Selection of payment methods hosted by the merchant
• Payment data encrypted and processed by the Dalenys platform

Direct Link

Server-to-server request available only for refunds. No PCI-DSS requirement.

iFrame

Embedded payment form for fast and secure integration into the checkout page

Customer Journey

The buyer selects Giropay and enters their BIC

The buyer is redirected to their bank and enters their account number or identifier and PIN code

The buyer validates and chooses the type of confirmation desired for the transaction authentication number (TAN): SMS, security token, mobile app, etc.

The buyer enters the TAN code to complete the payment

The payment is validated

Relevant countries

Giropay with Dalenys

Channel

e-Commerce

Authentication

Two-factor authentication and
Giropay ID (functionality at the merchant’s request)

Simple payment

yes

Payment in several instalments

no

One-click payment

no

Subscription (MIT)

no

Payment

D+1 D+2

Refunds

yes

Chargebacks

no

Technical Documentation

All preferred payment
methods in Europe

Dalenys’ services cover the main card issuers in Europe. We offer you complete payment method coverage and advise you on the payment option you should include based on your target customer profiles.