Accept Giropay payments with Dalenys
Giropay is a payment method used in Germany based on online banking services. It allows buyers to pay for their purchases by direct transfer using their existing means of bank authentication (login, PIN and TAN code). As soon as a payment is accepted, the merchant receives a payment guarantee from the bank and can deliver goods or services without risk of non-payment.
*TAN: single-use transaction code
Integration methods
Hosted Form
• Payment data encrypted and processed by the Dalenys platform
Direct Link
iFrame
Customer Journey
The buyer selects Giropay and enters their BIC
The buyer is redirected to their bank and enters their account number or identifier and PIN code
The buyer validates and chooses the type of confirmation desired for the transaction authentication number (TAN): SMS, security token, mobile app, etc.
The buyer enters the TAN code to complete the payment
The payment is validated
e-Commerce
Two-factor authentication and
Giropay ID (functionality at the merchant’s request)
yes
no
no
no
D+1 D+2
yes
no